DIGITALISATION OF THE POSTAL SECTOR : Campost modernizes its financial services with 400 electronic payment terminals

In a context of rapid transformation of Cameroon’s financial sector, Campost is taking a new strategic step by committing to the large-scale deployment of electronic payment solutions. The state-owned company, historically focused on postal services, is accelerating its transition toward a hybrid platform combining financial services, logistics, and digital solutions.

The call for tenders, published under the supervision of the Public Contracts Regulatory Agency, provides for the supply of 400 Android electronic payment terminals equipped with an embedded payment application. The contract is estimated at 140 million FCFA, all taxes included, and will be financed through Campost’s own funds as part of the 2026 fiscal year. Bids must be submitted no later than June 8, 2026, at 1:00 p.m., with the opening of submissions scheduled the same day at 2:00 p.m.

According to the technical specifications, service providers will be required not only to supply the equipment but also to ensure full deployment and integration into the existing payment system, particularly the MX Payment switch. The tender requirements include proven expertise in deploying electronic payment solutions, including internationally, as well as a minimum financial capacity of 42 million FCFA, representing 30% of the total contract value. The execution period is set at five months following the issuance of the service order, with delivery to Campost’s headquarters in Yaoundé, although the terminals are intended for nationwide deployment.

This initiative comes in a highly competitive environment. In Cameroon, the electronic payments market is largely dominated by traditional banking institutions and mobile money operators, whose expansion has significantly reshaped financial consumption habits. According to data from the Telecommunications Regulatory Agency and the Bank of Central African States (BEAC), digital transactions have recorded double-digit annual growth in recent years, reflecting the rapid rise of cashless payments in everyday use.

For Campost, the challenge goes beyond simple technical modernization. The objective is to leverage its extensive national network, particularly its branches located in rural areas, to play a more structuring role in financial inclusion. The company aims to capitalize on its territorial presence to deliver proximity-based financial services in a country where a significant portion of the population remains underbanked, according to the World Bank and Cameroon’s National Institute of Statistics.

The 400-terminal project is also part of a broader transformation strategy. By 2026, Campost plans to establish a national payment network, including the installation of 20 automated teller machines (ATMs) across the country’s ten regions, in line with sectoral policy guidelines. This ambition is intended to enhance access to financial services and support the gradual digitalization of the national economy.

However, industry experts emphasize that the success of this modernization will depend on several key factors: system interoperability, infrastructure reliability, transaction security, and user adoption. In an environment where digital usage is evolving rapidly, execution capacity and service quality will be critical in turning this initiative into a real driver of competitiveness.

By launching this project, Campost confirms its strategic repositioning. Beyond the equipment itself, a new architecture of postal financial services is emerging, with the ambition of making the company a more visible and competitive player within Cameroon’s digital ecosystem.

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Raphael Mforlem

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