In Cameroon’s economic capital, BGFIBank Cameroon has confirmed a record payout to its shareholders, reflecting the strength of its financial performance for the 2025 fiscal year. The approved dividend, amounting to 12 billion FCFA, represents a 20% increase compared to the 10 billion FCFA distributed the previous year. It accounts for roughly 80% of annual net income, a notably high payout ratio within the regional banking sector.
According to figures presented at the close of the general meeting, the subsidiary posted a net profit of 15 billion FCFA in 2025, compared to approximately 12.7 billion FCFA a year earlier, marking an 18% growth. This performance is driven by improved banking activity, notably through the consolidation of lending operations and the expansion of services to corporate clients.
The capital structure remains stable and largely dominated by BGFI Holding Corporation, which holds 70.69%. The State of Cameroon retains a 20% stake, while local private investors account for 9.31%, according to the latest available data from the financial sector. This distribution reflects a hybrid model combining strategic control by the group and public participation.
Beyond immediate performance, the dividend distribution comes amid a significant capital transformation. In February 2026, the bank approved a capital increase from 20 billion to 50 billion FCFA, representing a 150% rise. This operation aims to strengthen the subsidiary’s financing capacity and support the expansion of its activities in an increasingly competitive banking market.
In its corporate communication, the BGFI Group presents this recapitalization as a sign of confidence in Cameroon’s growth potential. The stated objective is to consolidate the bank’s position while supporting the financing needs of businesses and households in a changing economic environment.
On the ground, BGFIBank Cameroon is also pursuing a diversification strategy. Historically focused on corporate clients, it is now accelerating its development in retail banking, with a focus on deposit mobilization, payment solutions, and lending to individuals and SMEs. This shift is intended to broaden its customer base and ensure more stable long-term revenues.
With a presence of around fifteen years in Cameroon, the subsidiary has established itself as a key banking player in Central Africa. The BGFI Group considers the country one of its main regional growth drivers, with ambitions to further strengthen its position among leading financial institutions.
In this context, the combination of high dividend distribution and capital reinforcement reflects a balanced strategy between profitability and expansion. It also highlights the ongoing trade-offs between shareholder returns and growth financing in a banking sector facing increasingly stringent requirements in terms of solvency and competitiveness.



