In the spotlight of African finance, the BGFIBank Group reaffirms its position as a leading continental banking institution. The 2025 financial year was marked by strong growth: the consolidated balance sheet reached CFAF 7,428 billion, up 25% compared to 2024, while consolidated equity rose to CFAF 799 billion (+13%), including CFAF 669 billion attributable to the Group. This performance reflects not only sustained commercial expansion across all countries of operation, but also the rigor of prudent management and strategic resource allocation.
Meeting in Libreville, the Board of Directors thus proposed the distribution of CFAF 36.8 billion to shareholders, a clear signal of management’s confidence in the Group’s growth trajectory and profitability outlook. This shareholder reward highlights BGFIBank’s ability to combine strong financial performance with tangible returns for investors, while maintaining compliance with regulatory standards and a solid solvency ratio of 21%.
Operationally, Net Banking Income increased by 26% to reach CFAF 414 billion, driven by a sharp 44% rise in net interest margin. Consolidated net income stood at CFAF 133 billion, despite continued investments in digital transformation and human capital development. The cost-to-income ratio, reduced to 56%, underscores the Group’s financial discipline and operational efficiency.
The year 2025 also saw the successful listing of BGFI Holding Corporation on the Central African Stock Exchange (BVMAC), raising CFAF 45 billion from more than 7,600 subscribers. This transaction enhanced the Group’s visibility and opened new financing and liquidity opportunities for its subsidiaries.
Looking ahead, the Group is preparing the launch of its strategic plan “BGFI 2030” (B30), built around four pillars: organizational efficiency, human capital, resource management, and commercial performance. The ambition is clear: to build “an African Financial Group for the World,” leveraging digital innovation and service excellence to strengthen its position both regionally and internationally.
Through this dividend distribution and its strategic ambitions, BGFIBank demonstrates how profitability and sustainable growth can go hand in hand with a strong commitment to shareholders, while laying the groundwork for the future of African finance.



