CEMAC ZONE : BEAC’s Net Profit Falls by 18% in 2025 Compared to the Previous Year
(LVDE) – On April 6, 2026, in N’Djamena, the Bank of Central African States (BEAC) presented its 2025 financial results, announcing a net profit of 300 billion CFA francs, down 18% from 2024. This decline comes amid an economic slowdown and pressures on foreign exchange reserves across the six CEMAC member countries : Cameroon, Congo, Gabon, Equatorial Guinea, Chad, and the Central African Republic. The accounts are still subject to ratification by the Monetary Union Ministerial Committee.
Tressy CHOUENTE 
Meeting in the Chadian capital, BEAC confirmed that its 2025 net profit stood at 300 billion CFA francs, compared with 355 billion CFA francs the previous year, representing an 18% decrease. This trend occurs as the CEMAC zone faces slower economic growth and increased stress on foreign exchange reserves. Analysts note that the results mainly reflect structural factors tied to the central bank’s revenue sources, which depend on interest from member states’ claims, operations with the French Treasury, loans granted to commercial banks, and foreign exchange gains.
Since 2023, BEAC has diversified its investments, notably through the World Bank’s RAMP program, while its revenues also include commissions on money transfers, income from financial investments, and capital gains on gold sales. These sources, however, remain sensitive to financial market conditions and the policies of major central banks, including the European Central Bank (ECB), which directly affect BEAC’s annual performance.
On the monetary side, the central bank adjusted its key interest rates in December 2025, raising the tender rate (TIAO) by 25 basis points to 4.75% and the marginal lending facility rate to 6.25%. This move is part of a tightening cycle initiated at the end of 2021, briefly paused in March 2025 to support economic financing. At the same time, BEAC approved the introduction of a community QR Code to secure and streamline payments across the subregion.
While net profit remains an accounting measure, it reflects only part of BEAC’s primary mission, which is to ensure monetary and financial stability in the CEMAC zone. Stability is measured through inflation maintained around 3% and external reserves covering at least three months of imports. In this context, despite the drop in profit, BEAC continues to play a crucial role in maintaining macroeconomic balance, monetary regulation, and supporting the economic policies of its six member states.
The 2025 financial disclosure thus comes in a challenging environment, where the central bank must balance its regulatory role with financial performance pressures, while preparing the CEMAC zone to face medium-term growth and stability challenges.
À propos de l'auteur
Raphael Mforlem 
